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Need to shift from fortnightly to real-time credit reporting: RBI DG

Name: Need to shift from fortnightly to real-time credit reporting: RBI DG
Uploaded: Thu, 03 Jul 2025 17:39:59 +0530
Channel: Rediff Video Desk
Description: There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as loan closures or repayments, and deliver a superior consumer experience, Deputy Governor of the Reserve Bank of India (RBI), M Rajeshwar Rao said on Wednesday.

There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as loan closures or repayments, and deliver a superior consumer experience, Deputy Governor of the Reserve Bank of India (RBI), M Rajeshwar Rao said on Wednesday.

Uploaded by: Rediff Video Desk on Thu, 03 Jul 2025 17:39:59 +0530

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Need to shift from fortnightly to real-time credit reporting: RBI DG

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